Brenda Cude

University of Georgia,

Amy Hennessy

Director of Outreach and Economic Education, Federal Reserve Bank of Atlanta

John Hancock

President and CEO, Junior Achievement of Georgia

Stephen Davenport

ASFIP Foundation, SunTrust Bank

Michael Raymer

Executive Director, Georgia Council on Economic Education

Michael McBride

retired IRS, Member of Georgia Society of CPAs

Michael A. McBride, CPA began his accounting career in June 1970 as a high school intern with the Internal Revenue Service (IRS). He served as a Revenue Agent Co-Op throughout college at Georgia State University.  Upon graduation in 1976, Mike joined the IRS as an Internal Revenue Agent. He was promoted to Field Examination Group Manager in 1984. Over the next thirty years Mike held increasingly responsible management positions such as Senior Regional Analyst, Chief Examination Quality Review, Field Examination Branch Chief and Senior Manager. During his last four years of service, Mike served as the Director, SPEC Headquarters Operations, where he provided oversight and guidance to approximately 500 employees, 13,000 Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) tax preparation sites and 92,000 volunteers.  Mike served on the Tax Reform Act of 1998 IRS Reorganization Team.  Mike also served on the Affordable Care Act (ACA) Customer Service Implementation Team.

In 2012, Mike was a Citizen Services Medal finalist for the illustrious Samuel J. Heyman Service to America Medals (Sammies). This honor highlights Federal employees who have made significant contributions to our country.

Mike is a Certified Public Accountant; member of American Institute of CPAs (AICPA) and Georgia Society of CPAs (GSCPA); Chairman of the Board of Trustees at Travelers Rest Missionary Baptist Church; and a Life Member of Alpha Phi Alpha Fraternity, Inc.

After 42 years of continuous service, Mike retired from the IRS in January 2014. In addition to providing CPA services to a variety of clients, Mike indulges in his favorite hobbies; traveling with his wife Princella, trap and skeet shooting and volunteering.

Chairman Emeritus – Barry Reid

Retired Director, Governor’s Office of Consumer Affairs

Barry Reid

Barry W. Reid joined the Georgia Governor’s Office of Consumer Affairs (OCA) in 1976 as Program Director and was appointed administrator of the agency in May of 1982 by Governor George Busbee. Mr. Reid was reappointed to this position by Governor Joe Frank Harris in 1983, Governor Zell Miller in 1991 and Governor Roy Barnes in 1999.

Mr. Reid was an active participant in the public administration of state consumer protection programs from 1976 to 2002. As administrator of the Georgia Governor’s Office of Consumer Affairs, he organized and directed the administration of the numerous consumer protection programs mandated by state law, including the consumer utilities advocate program.

This program, under the name Consumer’s Utility Counsel, promoted and advocated before the Georgia Public Service Commission, state and federal court, for the consumer’s and small business interest in utility matters.

As Director of the agency’s criminal law enforcement program, Mr. Reid was qualified Chief of Police and registered Peace Officer with the Georgia Peace Officer Standards and Training Council. The agency was given criminal investigative and enforcement powers in matters pertaining to telemarketing, identity theft, fraud, home repair fraud and internet fraud.

He also provided leadership in the continuing legislative development of state policy for consumer protection and served as the primary liaison to the Governor’s Consumer Advisory Board. He served two terms as President of the National Association of Consumer Agency Administrators (NACAA) and was involved with NACAA since its founding in 1976. He also held the position of chairman of the Public Policy Committee of this national organization.

He served on the National Board of Directors for the National Institute of Automotive Service Excellence, the International Credit Association and the Direct Selling Education Foundation for nine years. He was a member of the board of Directors of the Consumer Credit Counseling of metropolitan Atlanta and was named Director Emeritus in 2005.

Mr. Reid held memberships in numerous other organizations including the American Council of Consumer Interest, Society of Consumer Affairs Professionals in Business, and the Georgia Coalition on Consumer Education.

Mr. Reid holds baccalaureate and masters degrees from Stetson University and Florida State University respectively. Upon his retirement as Administrator of the Governor’s Office of Consumer Affairs in 2002, Mr. Reid was commended for his service by resolution from both the Georgia House of Representatives and the Georgia State Senate.

Mr. Reid is currently serving as the State Chairman for the Georgia Consortium for Personal Financial Literacy. This group consists of financial institutions, other agencies and organizations that serve the public and individuals who share the common mission of providing needed information to improve Georgians’ ability to manage and protect their financial resources.

In 2012, Mr. Reid was appointed State President of Georgia AARP, a position that he currently holds. In this capacity he serves as the leader of nearly one million AARP members and volunteers.

Mr. Reid is a devoted husband to his wife of 53 years, Ginny, a former DeKalb County school principal and is the proud father of two sons, Steve and Keith, six grandchildren and one great grandchild.

Joyce Bihary

Retired Bankruptcy Judge, United States Bankruptcy Court

Joyce Bihary

Judge  Joyce Bihary (Ret.) served as a United States Bankruptcy Judge for the Northern District of Georgia from 1987 to 2012. She became Chief Judge of that Court in 2003 and served as Chief Judge for eight years.

Prior to joining the bench in 1987, Judge Bihary was a litigation partner at the Atlanta law firm of Rogers & Hardin. She is a 1972 graduate of Wellesley College where she was named a Durant Scholar. She attended the London School of Economics during her junior year of college, and received her J. D, magna cum laude, from the University of Michigan Law School in 1975. There, she was elected to Order of the Coif and received the Jane L. Mixer Award for the student who contributed the most to social justice.

Judge Bihary is a Fellow of the American College of Bankruptcy and the Lawyers Foundation of Georgia and is currently co-chairing the National Bankruptcy Archives Committee of the American College of Bankruptcy. She also currently serves on the Advisory Board of the Atlanta Legal Aid Society and on the Emory University Board of Visitors. She has served on a number of judicial and professional committees including the Bankruptcy Committee of the Eleventh Circuit, the Federal Judicial Center’s Committee on Bankruptcy Judges’ Education, and the Executive Committee of the Georgia State-Federal Judicial Council.

She is a recipient of the David W. Pollard Achievement Award presented by the Bankruptcy Section of the Atlanta Bar Association and the Louis C. Brown, Jr. Award for outstanding contribution to the practice of consumer bankruptcy law presented by the Metropolitan Atlanta Consumer Bankruptcy Attorneys.

Judge Bihary has lectured locally and nationally on bankruptcy law and practice. She has served as a faculty member for the Federal Judicial Center, ALI-ABA, and other organizations. Recent speaking engagements include a presentation to representatives from the National Audit Office of China, lectures to Brazilian judges, and lectures on the mortgage meltdown and on the effects and implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act. She has also lectured to Atlanta area high school students about financial literacy and credit card debt.

Emeritus Board Member – Suzanne Boas

Retired President, CredAbility (formerly Consumer Credit Counseling Service of Greater Atlanta, Inc.

Suzanne Boas

Suzanne Boas retired in 2011 after 20 years as president of CredAbility. During her tenure, she grew the agency from a local organization of 35 employees focused on in-person budget and credit counseling in metropolitan Atlanta to a 24/7, national, bi-lingual consumer resource staffed by more than 500 employees providing a full range of credit, housing, and bankruptcy counseling and education services delivered in person, over the telephone and online.

Considered a national leader and authority on the credit counseling industry, Boas has served on the Board of Directors of the Federal Reserve Bank of Atlanta, the Board of Trustees of the National Foundation for Credit Counseling (NFCC), Fannie Mae’s Regional and National Advisory Councils and as a peer reviewer for the counseling industry’s accrediting agency, the Council on Accreditation of Services for Families and Children.

Boas currently serves as the Chair of the Board of Directors of the Community Foundation for Greater Atlanta. She was a founding member of the Georgia Consortium for Personal Financial Literacy and served on the Board of Directors of the Georgia Chamber of Commerce. A graduate of Leadership Atlanta, she was a member of the Atlanta Rotary Club and served on the Advisory Board of the Midtown Assistance Center. She has also served on the Board of Directors of Chris Kids, a therapeutic program for abused children, and of Kanuga, an Episcopal conference center for the southeast. She was elected Board Chair of Atlanta Interfaith AIDS Network and on the Vestry of All Saints’ Episcopal Church where she was selected as Junior Warden.

Boas was the recipient of the 2010 Georgia Center for Nonprofits’ Revolutions Award for Outstanding Non Profit Leader and was recognized in 2009 as Best of Atlanta in Nonprofit Leadership by Atlanta Magazine. In 2009 and 2010 she was selected to participate in an executive session on Social Entrepreneurship at the Kennedy School of Government at Harvard University. She was also a Social Innovation Fellow at Stanford University’s Business School.

Prior to joining CredAbility in 1991, Boas was Vice President of Credit and Consumer Affairs for Macy’s South in Atlanta for 16 years. She also held positions in the human resources department of Aetna Life and Casualty Company in Hartford, Connecticut, and in the estate administration department of Bankers Trust Company in New York City.

Emeritus Board Member – Donna Buchanan

Chief Operating Officer, United Way of Greater Atlanta

Donna Buchanan

Donna Stone Buchanan is Chief Operating Officer of United Way of Greater Atlanta (United Way). Donna joined United Way in July 2008 to drive the new strategic framework for the organization and help manage all operational functions for maximum effectiveness, efficiency and stakeholder satisfaction. United Way of Greater Atlanta serves 13 counties and its mission is to engage all segments of the community to drive sustainable change in education, income, health and homelessness while continuing to address urgent and basic human care.

Prior to this position, Donna was President and Chief Staff Officer of Junior Achievement (JA) of Georgia.

Donna graduated with a degree in English from Georgia State University and began her professional JA career in 1979. Starting in education management in New Orleans, followed by regional and national JA roles in Development, she left the organization as Senior Vice President of Development for the for-profit sector in 1988 in order to remain in Atlanta. For two years she was a consultant to nonprofit organizations in fundraising and strategic planning. In 1990 she joined Jack Morton Productions in sales, and in 1992 was promoted to Vice President and General Manager of the Atlanta office, serving on the JMP corporate management committee. In late 1993 she accepted the presidency of Junior Achievement of Georgia.

Donna was awarded the Charles R. Hook Award, which is Junior Achievement’s highest national award in 2004. Both the JA Hispanic Initiative and the JA Fellows Program started with her leadership here in Georgia.

In July 2012, Donna was the first woman inducted into the JA Professional Hall of Fame in its 93-year history.

In her last year at JA of Georgia, the organization brought volunteer-delivered personal financial literacy, success skills development and entrepreneurship education programs to 108,000 young people in grades K-12 in metropolitan Atlanta, Augusta, Columbus, Dalton, Gainesville and Savannah.

Donna’s community involvement includes Board commitments to the Atlanta Falcons Youth Foundation, Georgia Chamber of Commerce, Metro Atlanta Chamber of Commerce (Education Committee), the Women’s Community Leadership Alliance and Leadership Atlanta. In addition, she is the current national Chair of the JA Pioneers and a past president of the Kiwanis Club of Atlanta. She is a member of the Leadership Atlanta Class of 2000, International Women’s Forum and Roswell Presbyterian Church. She is happily married to her husband Terry of 33 years. Their one and only son, Zack, happily, resides in Atlanta as well. The couple resides in Roswell with their four-legged babies, Jessie (a black Labrador Retriever) and Max (a Golden Retriever).

Emeritus Board Member – David Martin

Executive Director, Georgia Council on Economic Education


As Executive Director of the Georgia Council on Economic Education since 1982, Dr. David Martin’s work is focused on helping teachers teach economics in the public and independent schools of Georgia.  He coordinates the efforts of twelve college and university-based Centers for Economic Education across the state.  In turn, the Council and Centers work with educators in public school systems and independent schools throughout the state.  The Council also collaborates with virtually every other organization in Georgia with economics- related programming.  The Council is funded by the private sector, and governed by a Board made up of top leaders from business, education, government, and agriculture.

Prior to joining the staff of the Council, he was an instructor in the United States Army; taught social studies at Sprayberry High School in Cobb County; and was an adjunct professor at Agnes Scott College.

During the course of his career, Dr. Martin has received a number of awards, including the John C. Schramm Leadership Award presented by the National Association of Economic Educators and the National Council on Economic Education for his national efforts on behalf of economic education.  In Georgia, he was selected as STAR Teacher and Teacher of the Year and was inducted into the Teacher Hall of Fame at Sprayberry High School, and he was recognized as the Cobb County Baseball Coach of the Year and the Dugout Club’s Metro Atlanta All-Star Baseball Coach.  He has received the Charles Berryman Service Award from the Georgia Council for the Social Studies.  He and the Council are the recipients of the prestigious Leavey Award for Excellence in Private Enterprise Education from the Freedoms Foundation at Valley Forge, and the Program of Excellence Award from the Georgia Council for the Social Studies.

He has been listed in “Who’s Who in Education in Georgia” by the Atlanta Business Chronicle, and serves on the Board of the Georgia Partnership for Excellence in Education.

Dr. Martin has provided leadership for a number of national task forces and committees, and served as the liaison between the National Association and National Council during the 1989-1991 and 2002-2004 periods.   He co-authored “A Guidebook for Directors of the Affiliated State Councils on Economic Education” in 1989.

He currently holds leadership roles in Communities in Schools of Georgia, the Georgia Association of Economics and Finance, and the Georgia Consortium for Personal Financial Literacy.    He has also served his local schools as Chairman of the Cobb County Facilities & Technology Review Committee, overseeing the expenditure of more than $600 million of SPLOST (Special Purpose Local Option Sales Tax) funding.

Dr. Martin received a Doctor of Philosophy in Educational Leadership with a concentration in Economics from Georgia State University in 1981. He also holds a Bachelor’s Degree with majors in Economics, History and Political Science from Westmar College and a Master’s Degree in American Studies from Purdue University.

Dr. Martin is married to Lynn Dee Martin, Director of Music and Fine Arts at the Smyrna First United Methodist Church, where he teaches the Biblical Connections Sunday School Class, served as Chairman of the Glorifying God Capital Campaign, has served on the Finance and Nominating Committees, and serves as a Stephen Ministry Leader.  He has four children, ranging in age from 26 to 34, and two grandchildren.

Emeritus Board Member – Bobbie McCrackin

Vice President & Public Affairs Officer, Federal Reserve Bank of Atlanta

Bobbie McCrackin

Nancy H. Schwartzmiller

Executive Director, Georgia Consortium for Personal Financial Literacy


Nancy H. Schwartzmiller has over thirty three years of experience in the financial literacy arena. She has served as the Executive Director for the Georgia Consortium for Personal Financial Literacy for the last fourteen years. Before assuming the position of Executive Director Nancy served as the Education Committee Chairman and Board member of the Consortium. She spent three years as the part-time Associate Director of the Foundation for Financial Planning. She worked for 18 years for Dow Jones and Company, publisher of The Wall Street Journal. For nine of those years she was the Southern Regional representative for the Education Service Bureau of Dow Jones with primary responsibilities for evaluating and promoting use of The Wall Street Journal on college campuses. Her last nine years with Dow Jones she was in charge of National Teacher Training and Sponsorship development for The Wall Street Journal Classroom Edition. The Wall Street Journal Classroom Edition was seen as an entrepreneurial endeavor within Dow Jones. This experience gave her valuable insight into all aspects of curriculum development, marketing and program coordination.

In her over thirty years of involvement in education, she has seen immense changes in financial literacy. She has personally trained thousands of teachers, students, young adults and senior citizens in vital financial education. In 2006, she was one of five national recipients of the Heart of Financial Planning Award.

She has been a member of the Economics and Personal Finance task force for the revision of the National Standards for Business Education, the Atlanta Regional Commission – Area Agency on Aging Employee Roundtable, and the Finance Career Cluster Advisory Committee within the Georgia Department of Education to establish financial literacy curriculum within Business Education. She currently serves on the Board of the Foundation of the Better Business Bureau of Metro Atlanta, Athens and Northeast Georgia.

Nancy has spoken and/or conducted training sessions nationally at AmericaSaves, American Association of Collegiate Schools of Business, Association of Supervision and Curriculum Development, JumpStart Coalition, National Academy Foundation, National Business Education Association, National Catholic Educators, National Council on Social Studies, National Council on Economic Education, Securities Industry Foundation for Economic Education. Additional state presentations have taken place with the California Council on Social Studies, Maryland Vocational Education Teachers, Texas Free Enterprise Institute, Vocational Home Economic Teachers of Texas, The Wyoming Vocational Education Association and the State Councils for Economic Education of Florida, Georgia, Kentucky and Texas. Her presentation in Georgia include Georgia Association of Career and Technical Educators, Future Business Leaders of America Georgia Chapter, Future Career and Community Leaders of America Georgia Chapter, Georgia Business and Information Technology and the
Georgia Family and Consumer Science Conference

Her particular dedication to students has been a thread that has run throughout her life from when she was a Young Life counselor, to College Admissions counselor, to her career with The Wall Street Journal to her devotion to her two children. As older parents, she and her husband Frank truly appreciate their family and view them as one of their greatest blessings.

Personal Activities
Atlanta native, married with a 21 year old son and 18 year old daughter.